Part I. Planning—Doing Your Homework before Looking for a Home

Smart home buyers know that taking time to plan and do some “homework” before you begin shopping seriously for a home can save time, prevent potential headaches, and help you get the most home and the best value for your money. Laying a foundation for what kind of home you need and want, where to find it, and how much you can afford to pay for it will get you ready to shop for a home and negotiate its purchase.

• Buy or rent?


• Types of homes


• Location, location, location


• What do you desire in a home? Need vs. want


• How much home can you afford


• Is there a best time to buy?

Worksheets

• Neighborhood Needs vs. Wants


• Home Needs vs. Wants


• Income and Expenses

IQ Home Buying Guide is prepared by Remar Sutton and Associates and licensed to Educators Credit Union. Copyright 2007. All rights reserved.