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Thinking of Consolidating Credit Card Debt? Promises and Best Options

altMarch 2007

Are you carrying balances on high interest rate credit cards? Are you tempted to move that debt by enticing credit card offers? 0% for 6 months! 2.9% till August 2007! No fee for balance transfers!

Such enticing “promises” come from your existing credit card accounts and from new credit card offers. In many cases consolidating credit card debt may make sense, but credit card offers like these often have many consumer traps lurking within the tiny print of the agreement.

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The Stimulus Package and How it Affects your Taxes

irs_refund_checkNews From the IRS on How the Stimulus Package Affects your Taxes

Valentine e-cards May Deliver More Than Just Love!

E-File Opens for 2009 With New Features to Expand Taxpayer Access, Help Speed Refund

Spring Break!

springbreak.jpg

It’s that time of the year again… Spring break, baby!

How about Florida this year? Or Mexico?

Great stuff! But how are you going to pay for all this?

Maybe you’ve got the airfare. But what about a place to sleep? What about breakfast, lunch and dinner? Wait, skip the breakfast part, you’ll probably sleep right through that!

Here’s a reality. Wherever you’re heading, it’s probably going to cost you more than you think, and more than you have. That’s why credit card companies are pushing college-age people right now to use their credit cards—or to get a new “free” credit card.

Don’t fall for their spiel. It would be so easy to sign up for a “free” credit card and pay for the whole trip. But with that “free” card, you could be cruising for a credit card crash!

Financing virtually anything on a credit card doesn’t make sense, unless it’s an emergency. But using plastic to finance spring break is terminally stupid.

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FDIC Releases Study of Bank Overdraft Programs

contractFDIC Releases Study of Bank Overdraft Programs. Take a look at what they found.

Identity Theft.

idcards.jpgAnd yet another article on identity theft… Boring!

But is it? Did you know young people are big targets?

Here’s a quick head’s up.

What is ID Theft?

A scammer uses your name, personal information, and credit to steal products and services and leaves you with the bill.



 

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