Whether you've already moved out or are planning your first move away from home, picking the right roommate is a big deal. That person will have an impact on both your pocketbook and your mental health. These tips can help make the experience a solid one!
Gen Y with Will
Need a Roommate?
The Latest Phishing Scams Are Scary
Have you received messages like these?
Ever download an app? If you get a text message the next day saying, "There's a security problem with the app you downloaded," would you read it? Would you click the link in the text?
Let's say you bought an airline ticket online. Hours later, you get an email from an email address that has the name of your airline in it, saying your ticket is attached. Would you download it?
Got Credit Card Debt?
So you got these cool credit cards! Lots of nice reward benefits and cool pictures of you and your friends on the front of the card! Life is pretty good. Free money all around...or so you think.
Unfortunately, your thinking is wrong-unless you're paying off those cards in full each month. If you have a credit card (or multiple cards) and you carry balances on them, you're throwing your money away. You're paying a lot of money in high interest and you also may be hurting your credit.
But get this: If you can afford to pay interest on credit card debt, it's pretty obvious that you have money to put in a savings or investment account each month. If you pay 15% on your credit card debt each month, why not pay off those credit cards and then invest that 15% each month rather than throw it away?
Bank Transfer Day
27 Year-Old Tackles The Big Banks
Care about social issues? Well, do you care this much?
27 year-old Kristen Christian was fed up with the way big banks take advantage of young people. Kristen was "motivated to do something to help educate those of her generation," she said in an interview with CUTimes Magazine.
Want to Turn Six Buck Into A Million?
Could you chase up six bucks every day if it could make you a million dollars or more at some point? Well, you can. Even while you sleep!
A little dicipline and the magic of compund interest can turn 6 bucks a day into one million three hundred thousand dollars (that's $1,300,000!) - and get this; you only have to kick in $40,000 total to make that million three! It works like this.
- Whatever it takes, you invest six bucks a day every day - about $2000 in a year.
- Start investing by the time you turn 20 and stop when you are 40.
- Then you do nothing! Forget that moeny is there. Leave it in an average investment. Let's say you keep that money in average stocks.
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