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Gen Y with Will

Ready for College? Good. But Is Your Spending Budget Ready?


Know a big reason students drop out of college?  Money issues.  That’s why thinking about a college budget right now, before you hit the campus, is a very smart thing to do. 

Developing a budget doesn’t have to be rocket science, either. 


New Student Loan Regulations: What’s Changing For You?


staffordIf you have a student loan, you probably have already heard that the rate on some student loans has doubled overnight, from 3.4 percent to 6.8 percent. Why? Congress couldn’t agree on passing a bill to keep the rates at 3.4 percent.  

So, is it time to panic? No. Here’s the scoop:

First, if you already have a federally subsidized loan, the rate on your current loan won’t go up. The rate increase applies only to new federally subsidized loans, not to old ones. 


Traveling This Summer? Watch Out For These Scams!


GenY_TravelScamsBy Will from Holland

If you're about to take a trip, beware! There are travel scams aplenty. If you don't think first, there's a good chance you'll be an unwitting victim. Here's an overview of a bunch of "popular" travel scams.


Things You're Better Off Buying Second Hand


GenY_SecondHand_vs_NewBy Will From Holland

We all know the car example, right? Buy a brand new (regular) car off the dealership parking lot, and it loses about 20% of its value right away. how can that possibly be a good investment?

But young people these days spend most of their cash on smaller items like clothing, electronics and entertainment. Why not try buying those items used, too? It's cheaper, and the selection can be just as good.


The Crowdfunding Phenomena


GenY_CrowdfundingBy Will from Holland

What is crowdfunding? And what does it have to do with you? Perhaps nothing, or perhaps just not yet, but we think it's important enough for you to know about. According to Oxford Dictionaries, crowdfunding is:

The practice of funding a project or venture by raising many small amounts of money from a large number of people, typically via the Internet.


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