The other day a friend of mine came over to my place and we started looking at stuff on the Internet. We watched some funny YouTube videos and checked the swell report for the surf.  She showed me her hometown back in England, Frinton on Sea, on an Internet map site. All quite innocent, I'd say.

However, the next day I noticed that my newspaper website was displaying ads for hotels and holidays in Frinton on Sea! How the heck did that happen?

Ever notice that ads in your webmail or ads on websites that you've visited show items that are targeted towards your interests? Stuff you've recently been searching for on the web? Stuff you recently emailed back and forth about with friends?

On Gift Cards, That Is…

Get these two scenarios:

Scenario 1:

You got a sweet gift card for $50 for your birthday from your friends. You run to the shop to buy your favorite game that goes for $49.95! But, the store charges you a $10 activation fee… Bummer!

Scenario 2:

Because you were so irritated with the gift card from the previous scenario, you chucked it in your desk drawer and completely forgot to use it until now, 6 months later. You run to the game shop again to buy the (now) discounted game only to find out your card has expired… Bummer!

Get this: over 7 million people in the United States are millionaires.

"Attitude" wondered what those people did when they were in high school and college that most of us don't do. What skills and habits did they have?

The vast majority of these folks consistently had four habits in common. And here's good news for some of us: none of these habits require massive brainpower! They have to do with discipline.

Being smart about money is more important now—when you're young—than when you're older. Why? Smart habits learned now will stay with you, but more important, any money you stick in a savings plan at 20 has a lot more years to earn interest than money you stick in a savings plan at 40.

And guess what? You can save some money now, even if you're working two jobs just to get by or attend school. Use these oddball tips to stow a little money away where you can't touch it!

A credit card is one of the most important—and potentially dangerous—financial tools you'll ever touch. And here's a fact: where you get that card is a huge decision.

New laws that have just gone into effect are supposed to protect people our age, but guess what: they don't.