IQ

Fisher Price recalls over 11 million products, most for younger children. Recall period from 1990.

This news item from Consumer Reports describes the recalls which include high chairs, trikes, and infant toys.

If so, delete it. It's a virus. Read more about it in this ABC News article.

More credit card protections for consumers went into effect August 22.

These changes cover penalty fees, late fees, inactivity fees, explanation of interest rate increases, and re-evaluation of recent interest rate increases.

 Read our IQ Report.

Beware of a growing scam on social networking sites.

Scammers are using Facebook, Twitter, YouTube and other sites to snare victims in Ponzi schemes. Read this CBS MoneyWatch article for more details.

You could be targeted in a new scam directed at stealing money from your accounts, according to the FBI. The new scam combines an earlier "phishing" attack (when thieves stole your account numbers and/or passwords) and a later attack tying up your phone (a "denial of service" attack) so that your financial institutions can not reach you for verification while the thieves clean out your accounts. Read the FBI consumer alert.

Read this Identity Theft and Privacy Primer before leaving the house. Why? "When you travel, your risk of exposure to fraud and identity theft may increase," says the Privacy Rights Clearinghouse, author of this excellent primer.