Everyone who pays income taxes would like to pay as little as legally possible. Most of us would also like to save more. In 2014, why not use some of the tax deductions and credits that you qualify for to help lower your tax bill? Then use the money you’ve freed up to maximize your savings. The IRS and tax experts note that many people who qualify for the deductions and credits identified in this report fail to take them. Here are some strategies that may work for you in 2014. Be sure to consult your tax advisor about those which look promising for you.