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Is Paying Down Debt a 2017 Resolution? Tips for Success

January 2017

Besides winter storms, January tends to bring post-holiday bills. For many people, that also brings New Year's resolutions to pay down the debt they have and do a better job of not getting into debt in the first place. Using the sound financial practices profiled in this report can help you succeed quickly.

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Take 5 Steps to Protect Your Privacy and Financial Information

December 2016

Identity theft and fraud targeting your financial information and well-being continue to increase. In its latest figures, the Federal Trade Commission reported a 47% percent increases in identity theft complaints from 2014 to 2015. A Department of Justice Survey indicated that 17.6 million Americans experienced ID theft in 2014. Digital devices and online connectivity make life more efficient and convenient. But the advantages may also lead to increased risk of identity theft and financial fraud that target your money. Taking the following 5 steps can provide significant protection for yourself and your money.

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Credit Report Errors Can Ding Your Wallet and Life! What to Do

November 2016

Errors in the information on your credit reports can hurt your financial and personal life. Errors can lower your credit score, resulting in paying higher interest rates on car loans, mortgages, and credit cards or in being turned down for a loan. Insurance companies and employers often use information based on your credit report to make decisions; erroneous information on your credit report could mean paying more for insurance or being turned down for a job. Checking your credit report regularly using www.annualcreditreport.com can help you correct errors in a timely manner.

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Beware of Two Popular Ways to Finance a Home with Poor Credit

October 2016

Owning a home is the American Dream. In fact, most renters in a recent survey indicated that they’d like to buy a home. But the combination of tightened mortgage requirements after the 2008 housing crisis and the slow post-recession recovery of employment and income for many Americans has meant that many people may not qualify for a conventional mortgage. Having a spotty or poor credit history makes it hard to meet these mortgage requirements.

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What If? Planning Documents You Need to Manage Life’s Events

September 2016

Life happens—and it can be unpredictable. Planning ahead, however, can help you and your family cope with the unexpected and manage the expected. Every adult, from young to older, should make the effort to plan. Having the following documents in order can ensure that your wishes are carried out and help avoid family confusion or conflict.

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