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Credit card or debit card? Which is best?

Whether you’re shopping online or in person, think before you hand over a debit card. Nick Buettner says the legal protections credit cards give you make them a smart choice, particularly if you’re shopping online. But here’s one big morning: don’t finance with your credit card. Only charge amounts you can pay off in full when your statement comes.

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	Credit card or debit card? Which is best? Whether you’re shopping online or in person, think before you hand over a debit card. Nick Buettner says the legal protections credit cards give you make them a smart choice, particularly if you’re shopping online. But here’s one big morning: don’t finance with your credit card. Only charge amounts you can pay off in full when your statement comes. [More] [Less]
	Date: 09 August 2010 Category: Credit

	Are Wireless ‘Hotspots’ Safe? Ever use wireless hotspots at a coffee shop or hotel? Be very careful, says expert Nick Buettner. Here’s how to surf safely.
	Date: 13 July 2010 Category: Credit

	Remar Sutton’s Car Buying Webinar Educators’ Consumer Advocate, Remar Sutton, has been considered America’s expert on the car buying process for 27 years. His book on the topic, Don’t Get Taken Every Time, is the best-selling book ever written about the car process. Remar has also been the expert on car buying for virtually all the national media, from 60 Minutes, to Dateline NBC, to the TODAY Show and PEOPLE magazine. [More] [Less]
	Date: 24 May 2010 Category: Car Buying

	Should you post your resume online? Maybe Yes, maybe no. We tell you how to decide. Also watch out for these scams, if you do post it online!
	Date: 06 May 2010 Category: Credit

	Thinking of buying a vehicle online? Learn these dangerous tricks of the trade. Thinking about buying online this time? Whether you're thinking new or used vehicle or new or used truck, learn these tricks of the trade, and follow Remar's best tip: use the web for shopping, but think twice before actually buying a vehicle online.
	Date: 20 April 2010 Category: Car Buying

	Are you a Fool With Your Money? FoolProof's
	Date: 31 March 2010 Category: FoolProof

	Mortgage Payment Blues? Worried about making your mortgage payment? Watch out for these mortgage scams.
	Date: 11 March 2010 Category: Mortgage

	Debt relief services: Scams or Saviors? If you're having trouble paying your bills, should you use a debt relief service? In a world overflowing with financial obligations and options, it’s no wonder money management often seems overwhelming. That’s why Educators Credit Union has partnered with BALANCE, a free and confidential financial fitness program, to help you get on top of your situation. Find out more about Balance at https://www.ecu.com/educational/consumer/balance [More] [Less]
	Date: 22 January 2010 Category: Credit

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	Date: 08 October 2009 Category: Credit

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	Date: 08 October 2009 Category: Car Buying

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	Date: 04 December 2009 Category: About IQ

	A bank or Educators? Who deserves your money?
	Date: 03 December 2009 Category: FoolProof

	Credit cards Here’s the way NOT to choose a credit card.
	Date: 03 December 2009 Category: FoolProof

	Check cashing services Know anyone who uses one? Show them this!
	Date: 03 December 2009 Category: FoolProof

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	Date: 03 December 2009 Category: FoolProof

	Big regret: One mistake; ten years of bad credit.
	Date: 03 December 2009 Category: FoolProof

[ 1 ]

Highest Rated

	A bank or Educators? Who deserves your money?
	Date: 03 December 2009 Category: FoolProof

	Thinking of a new set of wheels? Could be smart. Could be dumb. Watch out for this trick!
	Date: 08 October 2009 Category: Car Buying

	IQ Video Tour Take a quick tour of the IQ site now
	Date: 04 December 2009 Category: About IQ

	Pay bills online? Smart or dumb idea?
	Date: 08 October 2009 Category: Credit

	Debt relief services: Scams or Saviors? If you're having trouble paying your bills, should you use a debt relief service? In a world overflowing with financial obligations and options, it’s no wonder money management often seems overwhelming. That’s why Educators Credit Union has partnered with BALANCE, a free and confidential financial fitness program, to help you get on top of your situation. Find out more about Balance at https://www.ecu.com/educational/consumer/balance [More] [Less]
	Date: 22 January 2010 Category: Credit

	Mortgage Payment Blues? Worried about making your mortgage payment? Watch out for these mortgage scams.
	Date: 11 March 2010 Category: Mortgage

	Credit card or debit card? Which is best? Whether you’re shopping online or in person, think before you hand over a debit card. Nick Buettner says the legal protections credit cards give you make them a smart choice, particularly if you’re shopping online. But here’s one big morning: don’t finance with your credit card. Only charge amounts you can pay off in full when your statement comes. [More] [Less]
	Date: 09 August 2010 Category: Credit

[ 1 ]

Featured

	Credit card or debit card? Which is best? Whether you’re shopping online or in person, think before you hand over a debit card. Nick Buettner says the legal protections credit cards give you make them a smart choice, particularly if you’re shopping online. But here’s one big morning: don’t finance with your credit card. Only charge amounts you can pay off in full when your statement comes. [More] [Less]
	Date: 09 August 2010 Category: Credit

	Are Wireless ‘Hotspots’ Safe? Ever use wireless hotspots at a coffee shop or hotel? Be very careful, says expert Nick Buettner. Here’s how to surf safely.
	Date: 13 July 2010 Category: Credit

	Should you post your resume online? Maybe Yes, maybe no. We tell you how to decide. Also watch out for these scams, if you do post it online!
	Date: 06 May 2010 Category: Credit

	IQ Video Tour Take a quick tour of the IQ site now
	Date: 04 December 2009 Category: About IQ

	Pay bills online? Smart or dumb idea?
	Date: 08 October 2009 Category: Credit

[ 1 ]

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September 2010

Floods in Pakistan: FTC Warns Consumers to Give Wisely. Following these tips will help you make sure your money goes to aid the flood victims.

Do you like to give or use gift cards? Then you'll like these new rules for gift cards.

Concerned abourt your privacy online? Then check out the articles in Consumer Action News' Summer Issue.

Disasters can have unexpected consequences that impact your privacy and your personal information. This article from the Privacy Rights Clearinghouse can help you be prepared.